Help take your clients’ retirement to the next level with our continuous product enhancements and exceptional sales support.
Comprehensive Product Enhancements
Our summary flyer makes it easy for you to see all of the enhancements in one place.
ForeAccumulation II fixed index annuity
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Optional Enhanced Death Benefit Rider3
- Increased simple interest rate from 7% to 10% for up to 15 years or until age 90 whichever is earlier.
- Maximum issue age 80
Bonus Annuity Option Update4,5
- 14% for new contracts with the Premium Enhancement Rider on day 1
- Available for 10-year Withdrawal Charge Annuities (9-Year for California)
- Maximum issue age 80
S&P 500® 1-year Point-to-Point with Locked Cap6
- Available on the 5-, 7-, and 10-Year products (9 Year in California)
- Annual crediting when linked index is positive at the end of Strategy Term
- Upon purchase, a Locked Cap Rate—which is the highest rate of interest that will be credited for each contract year in the Strategy Term—is set and locked for the duration of the Strategy Term.
Note: Election of the optional Premium Enhancement Rider (Bonus Annuity Option) will result in lower caps, lower participation rates, lower trigger rates, lower fixed interest rates, and higher spreads. Early termination or death will negatively impact the product’s contract values.
Optional Growth Accelerator Rider7
- Designed to provide increased growth potential8
- Available on select Crediting Strategies
Income 150+ SE fixed index annuity
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Revamped Guaranteed Lifetime Withdrawal Benefit (GLWB) with added Payment Option7
- Added Lifestyle Payment Option, alongside the current Level Payment Option,1,2 designed to provide a higher level of income during the early years of retirement, when spending habits are typically at their highest. Payments level off and then decrease in later years, as spending habits are typically lower.*
Added two volatility control index Crediting Strategies
- Nasdaq-100 Agile 15%™ Index
- S&P 500® Engle12% VT Index
- 2x income for up to 5 years if client is unable to perform 2+ Activities of Daily Living
ForeIncome II fixed index annuity
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Revamped optional Guaranteed Income Builder Benefit Rider with added Payment Option7
- Added Lifestyle Payment Option, alongside the current Level Payment Option,1,2 designed to provide a higher level of income during the early years of retirement, when spending habits are typically at their highest. Payments level off and then decrease in later years, as spending habits are typically lower.*
- 12% annual growth of Withdrawal Base for up to 15 years or until income is activated
Added two volatility control index options
- Nasdaq-100 Agile 15%™ Index
- S&P 500® Engle12% VT Index
Updates to the optional Income Multiplier Benefit Rider10,11
- Pre-income activation Income Multiplier to 3X interest credits annually to the Withdrawal Base
- Post-income activation Income Multiplier to 1X interest credits annually to the Withdrawal Base
- 2X income for up to 5 years if client is unable to perform 2+ Activities of Daily Living
Service Excellence
Our continued commitment to operational excellence, transparency, and business support.
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