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Offer your clients personalized growth potential, without risk from market losses.
ForeAccumulation fixed index annuity (FIA) can help your clients accumulate retirement assets without any down market losses. How your client chooses to grow their money for their retirement is personal. That’s why ForeAccumulation fixed index annuity offers steady, personalized growth potential through a competitive fixed rate or a variety of interest crediting strategies for even greater growth potential. Plus, it has an optional Enhanced Death Benefit (EDB), available for an additional fee, to predictably grow the legacy they’re planning to leave their loved ones.1
Growth Accelerator Rider
The optional Growth Accelerator Rider on ForeAccumulation can power greater upside potential with higher, “Accelerated” rates, while still providing 0% minimum interest crediting.
Growth Accelerator is offered, during the contract’s Withdrawal Charge Period, on select cap and participation rate interest crediting strategies during the Withdrawal Charge Period — either five, seven or ten years. A charge of 1.25% of the contract value allocated to Growth Accelerator Strategies applies when elected. Strategy Terms where the performance of linked index is zero or negative, it may exceed the interest credited causing a net loss.2
Growth Accelerator Rider may be an appealing option if your clients seek a balance of more growth potential and market loss protection at a simple, predictable cost.
Premium Enhancement Rider
An optional Premium Enhancement Rider is available on the ForeAccumulation II Fixed Index Annuity.3,4
Based on the Premium Enhancement percentage, this Rider, in exchange for lower interest crediting strategies for the life of the contract, adds an interest credit enhancement to the contract value at the time of issue.
Note: Only one optional rider: Enhanced Death Benefit Rider, Growth Accelerator, or Premium Enhancement may be elected for each contract.
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Current rates
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Crediting strategies
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Accumulation Playbook
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ForeAccumulation resources
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Linked Indices
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Indices are not available for direct investment.
Crediting Strategies
When considering a fixed index annuity, it is important to evaluate all of the product’s available interest crediting strategies to determine which strategy – or combination of strategies – works best for your client’s retirement goals.
Crediting methods and indices are subject to state availability and variations.
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